Checking

Enjoy a checking account that offers you the convenience that you long for, with an easier way to manage your finances. Our checking account has the following benefits:

• No minimum balance required
• No monthly service fee
• No membership fee
• No transaction fee
• Visa Debit Cards
• Official Checks
• 24/7 online banking access
• 24/7 online bill pay

ABA/Routing Number     253184825

No more writing checks when you can pay with your debit card! A debit card allows members to access funds, make purchases, and make payments electronically based on the funds deposited in their share draft checking account. To obtain a debit card, a checking account is required. Enjoy the convenience and security of electronic transactions with your TCP Credit Union debit card today!

Pay your bills online with just a few clicks! It’s safe, secure, and easy with our Online Bill Pay service available 24 hours a day, 7 days a week, right from your credit union share draft checking account. Best of all, Online Bill Pay is FREE for members enrolled in our E-Branching service. Enjoy the convenience and peace of mind of managing your bills online with TCP Credit Union.

When you obtain a Visa debit card you also have the ability to withdraw funds from your checking and master share account when you are in need of cash at any Cash Points ATM or Allpoints ATM without a fee. To use an ATM you must have a PIN for access.  PIN (personal identification number) is a personal number set for the member who has a debit card that helps identify the member when cash is being withdrew or a purchase is being made.

Find the Allpoint and CashPoints® ATM’s nearest to you!

View and print your account statements online at your convenience. E-Statements arrive faster than traditional mail and provide a safe, secure way to manage your account information. Enjoy quick and easy access to your statements whenever you need them.

Save yourself a trip to the branch or ATM with e-Deposit. This service allows you to deposit checks into your account using your mobile phone anytime. Simply take a photo of the front and back of your endorsed check and deposit it directly into your account. It’s that easy!

To use e-Deposit, TCP Credit Union members must first be enrolled in online banking. For more information on how to enroll, please call 336-969-6518.

Checking account mistakes can happen to anyone, but there is a way to avoid overdrafting your checking account. TCP Credit Union offers an overdraft protection program that automatically transfers funds from your Regular Master Share account to prevent overdrafts. Please see a staff member at TCP to enroll.

Our goal is to make banking easy for you. Let us help you set up direct deposit through your employer for quick access to your money. No more worrying about making it to the credit union in time to deposit your payroll check. Direct deposit also provides an easy way to repay loans by automatically withdrawing payments from your TCP Credit Union share draft checking account or your master share savings account.