TCP Credit Union Offers the Following Services to it's members:
Share Drafts (Checking)
Share Drafts – an account that allows the writing of checks for purchases and payments against deposited funds.
Direct Deposits
Direct Deposit – Electronic Deposit of funds directly in the Credit Union. Excellent for paying loans automatically and for Savings Deposits.
Travelers Checks
Travelers Checks – Checks issued by the Credit Union that are insured for your protections against theft through Traveler’s. Safer to carry than cash.
Wire Transfers
Wire Transfers – electronic transfer or receipt of funds (Fee required)
Money Orders
Money Orders – a financial instrument issued by the Credit Union allowing the individual named to receive a specific amount of cash on demand.
Certificates of Deposit (CDs)
Certificate Of Deposit (CD) – short or medium term, interest bearing, NCUA insured certificate offered by the Credit Union. CD’s are low risk investments ranging from 6 months to 2 years.
Notary Services
Notary Services – We have someone on hand to witness signatures and notarize documents.
E-Branching
E-Branching – Members will be able to access their accounts via the Internet. Specific services available with E-Branching are Access to your accounts, Bill Pay, and E-Documents.
Debit / VISA Check Cards
Debit/check cards – allows the member to access funds, make purchases and payments electronically based on funds deposited in the share draft account (checking). A checking account is required for members to obtain a Debit Card.
Club Accounts (Christmas, Taxes, Vacation, etc.)
Club Accounts – allows for the saving for special events or holidays or unexpected expenses. Club Account checks are dispersed once a year on a specific date for each account. Early withdrawal is not permitted unless the entire account is closed.
Loans
Loans (New and Used Autos, Boats, Motorcycles, RV's, Signature, 90 Day Loans, 1st Mortgage, 2nd Mortgage, Home Equity)
Loans – Money given to a member under certain conditions, at which time the member signs an agreement to repay the loan with interest in the time limit specified.
