TCP CREDIT UNION NEWS

1st Quarter Newsletter Ending June 30, 2010

 

Christmas Club 

Now is the time to start your Christmas club saving for 2010, to help with your Taxes, Insurance, and Christmas at the end of the year.

Club checks will be available on November 2 for pickup, then will be mailed November 3, 2010.

Have a safe and happy holiday

 

 E-Branching Now Available

You can now sign up for internet-banking, by going to our website www.tcpcu.org and apply for enrollment.  We  are now offering Bill-pay services  from your checking account only.  For the first 90 days after you sign up, there will be no fees for transactions.

To enroll, from the home page click on the E-Branching link, then on the E-Branching link in the center of the E-Branching page, select enrollment on the menu bar. Fill out the enrollment information and click on submit and your account will be turned on for you.  You will receive an encrypted password  In your email which will enable you to sign into your account.  Any questions just call us or fill out a contact us message at the sign up sight.    

Office Hours

7:30 am till 12:30 pm   1:30 pm till 4:30 pm Monday thru Friday

Closed 12:30 until 1:30 for lunch

        

 DIVIDEND RATES   

ShareAccounts: 0.50%-0.50% apy  Christmas accts: 0.50% -0.50% apy.        Regular IRA: 1.50% -1.50% apy RothIRA: 1.75% -1.76% apy            Direct Deposit Bal. (over $100)              $.25-$.25 apy.

Share Draft: $.50--$.50 apy.

 

 
 

 

Deposits Insured by NCUA 

 Your savings are federally insured by the National Credit Union Administration (NCUA), a U.S. Governmental Agency, up to at least $250,000 and backed by the full faith and credit of the United States Government.

 

STUDENT LOANS 

 Federal Stafford Student loans and Federal Plus Loans for parents are available thru TCP Credit Union.

Call or come by for more information.

 

 

 

2010 HOLIDAYS

    

       (These holidays may not coincide with the Plant holidays) 

 

 

COME JOIN TCP RETIREES ASSOCIATION 

Anyone who has worked at the plant regardless of what company you worked for is welcome to join.  Meeting time---  Every 3rd Wednesday at 8:30 AM for breakfast (not required ) at Town & Country Restaurant in King.  Yearly dues are $10 used for mailings, memorials to deceased members and immediate family members.  There are speakers at some meetings and entertainment at the Christmas party.  More .detailed information may be picked up at the Credit Union Office.

NSF Fee's Increased to $25.00

Due to the increased cost of check processing we have found it necessary to incease returned check fee's to $25.00 per Check

All Loan Rates

 as of June 30, 2010

New Auto Rates

4.75% to 10.75%                                     

Used Auto Rates

5.25% To 11.25%

 Signature Loans From

 8.00% to  14.00%

Share secured Loans 

  5.25%       

 New R/V & Motorcycle 

5.50% to 11.50%

Used R/V & Motercycle

7.50%  to 13.50%  

1st Mortgage Inquire   

Home Equity Inquire

Services Offered:

ACH

Wire Transfers             incoming   fee $5

Wire Transfer           outgoing      fee$10

Share Drafts 

Direct Deposits

Travelers Checks        $.60 per $100  fee

MoneyOrders                $.75  fee 

Certificate of Deposit  (rates on website)

 Notary Services                       no charge

ATM Cards

Bill Payments  with share draft account

 Be sure to visit our website to view the current rates for loans, IRA’s, CD’s, New and Used autos, etc.  The site will be updated regularly and will contain the latest information and news.

Home Equity Loan Rates As of June 30, 2010 

 Rates as of December 3 1, 2009 will change on new home equity loans to minimum of 4% apr  (annual percentage rate). The new rates will be at prime rate after the rate goes up beyond the 4% and will not increase no more than 6 percentage points of the beginning rate. Current equity loans will remain at 6% base rate.   

TCP Credit Union        336-969-6518

    EMAIL: tcpcu@ triad.rr.com

Fax # 336-969-9483 

 WEB SITE   www.tcpcu.org